Resource library
Finance & Markets
Browse 28 articles in this category. Choose a title below, or explore the related categories for more reading.
How Is a Credit Score Calculated? | How It Works
Credit bureaus collect repayment records, and scoring models such as FICO weigh them into one number that lenders use to approve loans and set rates.
12 min read →How Is a Share Price Set? | How It Works
How an exchange's order book, matching engine and call auctions turn buy and sell orders into a share price, and what can halt trading.
12 min read →How Banks Create Money Through Loans: The Hidden Engine of the Economy
Banks create 95% of the money in circulation through loans, not just holding deposits, a process that drives economic growth and financial stability.
11 min read →WHO is Larry Ellison?
Larry Ellison, co-founder of Oracle, was born in New York City to a single mother and raised in poverty before building his tech empire.
7 min read →Cryptocurrency After the Hype: Can It Still Change the Financial World?
Cryptocurrency was once worth $1,000 in just two years, but its true potential remains to be seen.
7 min read →The Global Debt Crisis: Are We Sleepwalking Into a Financial Meltdown?
Global debt has surged to $315 trillion, a staggering sum that could leave each person owing nearly $40,000 if paid off.
9 min read →Stock Market Bubbles Through History: From Tulips to Tech Stocks
Tulip Mania, the first recorded stock market bubble, was worth a staggering 10 times the annual income of the Dutch Republic.
8 min read →How Nvidia Became a $4 Trillion Company: The Rise of a Silicon Titan
Nvidia is now a $4 trillion company, a staggering rise that was neither accidental nor overnight.
7 min read →From Unicorns to Bust: Why Startups Fail Despite Billions in Funding
Many unicorns, valued at over $1bn, have crashed spectacularly despite billions in funding.
7 min read →What is BlackRock?
BlackRock controls more money than Germany's economy, quietly steering global finance with its asset management services.
19 min read →What Is Blockchain Technology and Why Is It More Than Just Crypto?
Blockchain is the underlying tech behind Bitcoin, but its potential stretches far beyond crypto, into trust, transparency.
7 min read →Cryptocurrency: The Future of Money or Just a Bubble?
You can now buy a cup of chai with cryptocurrency, but what makes this digital transaction possible?
14 min read →Will the BRICS Currency Challenge the US Dollar's Dominance
BRICS nations are now holding a significant portion of their foreign reserves in their own currencies.
15 min read →Non Performing Assets Npas
Banks can lose up to 20% of their capital to Non-Performing Assets, a staggering fact that highlights the significant impact of bad debt on the
14 min read →Goods and Service Tax (GST)
India's GST replaced a dozen levies with a single tax, lighting up every invoice and price tag with clarity since 1 July 2017.
15 min read →What is Ethereum and the Merge Update
Ethereum is a decentralized platform that's changing the way we think about the internet, with the Merge update set to revolutionise its potential.
13 min read →What Are Participatory
Participatory Notes let foreign investors buy into Indian stocks without registering as foreign investors.
14 min read →State Bank of India
India's largest bank, the State Bank of India, was originally established in 1806 as the Bank of Calcutta.
13 min read →Decentralised Finance- DeFi
DeFi is already shaping global payments, credit and savings access, by using open software to run basic services from anywhere, at any time.
2 min read →Central Bank Digital Currency
India is set to launch its own Central Bank Digital Currency, which promises instant, secure money transfers without intermediaries like banks.
14 min read →Special Drawing Rights
Special Drawing Rights are a global reserve tool built by countries together to support liquidity, created by the IMF in 1969.
11 min read →Banking Reforms
The Reserve Bank of India now allows small businesses to access credit without collateral, transforming the way they access capital.
15 min read →Helicopter Money
Helicopter Money involves printing large amounts of money and dropping it from a helicopter to shock a struggling economy out of a deep slump.
2 min read →Financial Inclusion
1.4 billion people can't afford basic financial services, but digital payment systems like Paytm are changing that
14 min read →Monetary Policy Committee
India's Monetary Policy Committee can increase your loan repayment by 10% in just one meeting, so what's behind its decisions?
13 min read →Foreign Direct Portfolio Investment
Foreign Direct Portfolio Investment involves buying and selling shares or bonds on stock exchanges, unlike FDI.
18 min read →Reserve Bank of India
India's central bank was established in 1935 after the Sepoy Mutiny, marking a shift from British control to Indian governance.
15 min read →Money Laundering
Money laundering turns dirty money into a sparkling clean illusion, with real-life examples like a businessman's overnight wealth explosion.
17 min read →World 101
Explore people, events and ideas.
Use World 101 to explore timelines, key people and debates alongside your reading.